JM Wealth Creators
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about JM Wealth Creators

JM Wealth Creators

21

years of

excellence

Mutual fund investment made easy...

Introduction: An Investment and Trading Solutions Provider. This has been our core business since more than one decades. Our group was founded in 1997 by Dr. J.M. Lal. advisor with rich experience in capital markets. We are a Member of NSE ,BSE, NCDEX & MCX and Depository Participant with NSDL and CDSL. The company has qualified & well experienced staff which provide excellent growth & satisfaction to the investors.

Give Your Child Something
more than just your love...

a lifetime of financial security. Call Now @

Retirement Plan

Start a SIP in Mutual Funds

A systematic investment plan is one of the best ways to grow your money.
Start investing & see the magic in a few years. How much do want to start with? and see how much it can grow...


Start a SIP in Mutual Funds

Comprehensive Financial Planning

Comprehensive Financial Planning

JM Product & Services

  • Child’s Future Planning

  • Investment Planning

  • Retirement Planning

  • Portfolio Advisory

  • Tax Planning

Child’s Future Planning

Like every parent, you too must be overjoyed to watch your child grow. All parents want to give the best possible upbringing to their children. This includes good education and security, in case of any eventuality. Soon, your little bundle of joy will grow up, and it will be time to provide for his or her higher education and wedding.

The purpose of Children’s Future Planning is to create a corpus for foreseeable expenditures such as those on higher education and wedding, and to provide for an adequate security cover during their growing years.

Children’s Future Planning acquires added importance because children’s education and wedding are high priority life goals, which can neither be postponed nor can there be a compromise on the amount.

Child’s Future Planning
Investment Planning

The first step to meeting your financial goals is devising an effective and realistic Investment Plan based on your risk profile, time horizon of investment and the financial goal. It is serious business, as it requires correct asset allocation, product selection and regular review and rebalancing. And, it is never too soon to start thinking about planning for your future.

You might want to fund your daughter’s marriage, build a house for your family or plan for your retirement. Without proper planning you might not be able to achieve any of your life’s milestones.Our Investment Planner analyses your ability to handle short-term fluctuations in the value of your investments, both financially and psychologically. It is based on the amount of risk you wish to take based on the rewards you want to gain.

Investment Planning
Retirement Planning

Some like it. Some don’t. But retirement is a reality for every working person. Most young people today think of retirement as a distant reality. However, it is important to plan for your post-retirement life if you wish to retain your financial independence and maintain a comfortable standard of living even when you are no longer earning. This is extremely important, because, unlike developed nations, India does not have a social security net.

Retirement Planning acquires added importance because of the fact that though longevity has increased, the number of working years haven’t.

Retirement Planning
Portfolio Advisory

To cater to the specialized demands of a new breed of clients who require customized solutions to their financial needs, J.M. Securities has a professional team dedicated to carry out this task.. This highly skilled team builds unique investment strategies designed to suit their specific needs. Following an in-depth analysis of the client’s income, expenditure, taxation and risk profile, they build sophisticated asset allocation models across equity and debt products with varying financing patterns to determine the optimal investment strategy. Periodic performance reviews are carried out to analyze return and measure accomplishments against benchmark indicators.

Portfolio Advisory
Tax Planning

Tax planning is a basic duty of every person which should be carried out religiously. Basically, there are three steps in tax planning exercise. These three steps in tax planning are:

Calculate your taxable income under all heads ie, Income from Salary, House Property, Business & Profession, Capital Gains and Income from Other Sources.

Calculate tax payable on gross taxable income for whole financial year (i.e.,From 1st April to 31st March) using a simple tax rate table, given on next page. After you have calculated the amount of your tax liability. You have two options to choose from:

01. Pay your tax (No tax planning required)
02. Minimize your tax through prudent tax planning

Most people rightly choose Option ‘B’. Here you have to compare the advantages of several tax saving schemes and depending upon your age, social liabilities, tax slabs and personal preferences, decide upon a right mix of investments, which shall reduce your tax liability to zero or the minimum possible.

Tax Planning

1 Crore Cover @
Rs. 797/- Per Month.

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Contact JM Wealth Creators

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Do you have any questions concerning our services and pricing? Please write to jmwealthcreators@gmail.com. Please use the contact form so that we can revert you in a fast and targeted manner. We always welcome your valuable comments.

Contact Address:

Head Office: SCO-11, 2nd Floor, Jandu Tower, Miller Ganj, G.T. Road, Ludhiana, Punjab India.

Branch Office: Bhundri, Adj. HDFC Bank, Hambran Road, Ludhiana, Punjab India.

Phone:

+91-94172-92556, +91-93169-03915

+91-161-4622426